Cred AI

Cred.ai offers a unique credit card experience with no fees, no interest, and robust credit building features, exclusive only to US residents. Upgrade to a smarter spending with our high-tech card.

Features

• Cred.ai Guaranty: Ensures users never face fees or interest charges, can't overspend, and offers automatic credit building.
• Early Paycheck Access: Receive your salary up to two days early with the Flux Capacitor feature.
• Exclusive Technology: Enjoy unique features like Check Please™ for uninterrupted payments and Stealth Cards™ for secure, single-use transactions.
• Security and Control: Real-time control of your finance with 24/7 support and High Security Mode for the best fraud protection.
• Mobile-First Experience: Manage your entire card experience from your mobile device, for optimal on-the-go financial control.

Use Cases:

• Optimize Credit Utilization: Automatically manages your balances to ensure optimal credit score enhancement.
• Tread Lightly Online: Stealth Card™ lets you engage in online transactions without risking your card’s security.
• Early Access to Deposits: Use Flux Capacitor to tap into deposited funds before they're processed.
• Content Beyond Finance: Engage with award-winning journalism on topics like UBI and psilocybin through Cred News™.
• Secure ATM Access Nationwide: Withdraw cash from over 55,000 free ATMs without fees.

Cred.ai is not just a credit card—it's a financial revolution. Offering state-of-the-art features and services without the typical banking fees, it's designed for savvy spenders looking for greater financial control and credit growth.